Capabilities

Current capabilities, organised around outcomes.

Monatry helps you understand your money by bringing known information together — so you can see what lies ahead and decide with more confidence.

Monatry dashboard overview

What you can do today

Understanding through clearer visibility.

These are capabilities available in the Alpha product now — described by the outcome they support, not by internal architecture.

Dashboard

See what matters today in one place — so today's balance is put in context.

  • A clear overview of your money picture
  • Pressure and upcoming items brought into view
  • A starting point for planning decisions

Forecast

Look ahead day by day based on known income and commitments.

  • Projected balances over time
  • Visibility of tighter periods before they arrive
  • A timeline you can act on, not guess at

Planning

Add the income, commitments, planned spending and transfers you already know.

  • Known income and recurring payments
  • Bills, subscriptions and one-off costs
  • Transfers between accounts

Accounts

Keep multiple accounts in view so transfers and balances stay connected.

  • Account balances you enter and maintain
  • A joined-up picture across accounts
  • Context for transfers and timing
£

Spending & planned versus actual

Record planned spending and compare it with what actually happened.

  • Planned purchases and spending entries
  • Comparison that supports reflection
  • Useful for refining what you plan next

Date-based financial visibility

Understand when money arrives and when commitments fall due.

  • Timing of income and bills
  • Low points before the next payday
  • Practical support for “can I safely spend?”

Honest by design

What Monatry does not attempt to know.

Monatry forecasts what it knows. It does not guess spending you have not planned, invent lifestyle changes, or claim to predict every future cost.

That restraint is intentional. Clearer understanding depends on trusting the picture — and that means staying within known information.

Current Alpha focus

  • Known income and known commitments
  • Day-by-day visibility ahead
  • Planning before problems appear
  • Feedback-led refinement of the experience

Inside Monatry

A clearer picture of what comes next.

Monatry dashboard showing what you need to know today
Dashboard overview
Monatry timeline showing projected daily balances
Day-by-day view ahead
Monatry planning screen for income, commitments and spending
Planning: income, commitments and spending

Monatry forecasts what it knows. It does not guess what it cannot know.

Ready to try Monatry?

Join the Alpha Programme to use current capabilities and help shape what comes next.