Add what you know
Salary, bills, subscriptions, one-off costs and transfers.
How Monatry Works
From what you know to a clearer picture ahead.
Monatry helps people manage their money by helping them understand it — bringing together known income and commitments so they can see what lies ahead.
Three steps
From what you know to a clear picture ahead.
See the timeline
A day-by-day view of your balance and pressure points.
Plan with confidence
Decide whether to buy, delay or move money — before problems appear.
The flow
From what you know to what you can spend.
Monatry connects the income and commitments you enter into one clearer picture — including what is genuinely available once the known items ahead are accounted for.
Day by day
Balance timeline
Known only
No guesswork
Actionable
Plan before problems
What Monatry uses
Known income and known commitments.
Monatry is not trying to predict your entire financial life. It works with what you tell it — salary, bills, planned purchases and transfers.
The result is clearer understanding: a timeline you can act on, not a vague budget category.
What you add
- Salary, freelance income and recurring payments
- Monthly bills, subscriptions and renewals
- One-off expenses and planned purchases
- Transfers between your accounts
Looking ahead
Know what your balance will look like — not just today.
Today's balance is only part of the story. Monatry shows the journey ahead: how each known item affects your balance and when pressure points appear.
What you get back
- A day-by-day view of your balance ahead
- The lowest point before your next income arrives
- How a new bill or purchase would change things
- Early warning when a week looks tight
Timing matters
Income and bills rarely align perfectly.
A bill on the 1st and payday on the 28th can leave a tight window — even when monthly totals look fine.
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When money arrives
See when income lands and how long it needs to last.
◎
When bills fall due
Spot which due dates create pressure.
⇄
When to move money
Plan transfers ahead instead of reacting late.
Inside Monatry
From planning to a day-by-day view.
Honest by design
Monatry does not guess unknown spending.
Different products answer different questions. Spending insights help you see where money went. Monatry focuses on what your money needs to do next — using known income and commitments.
It shows what is genuinely available ahead, and does not pretend to know spending you have not planned.
If you are asking where money went…
- Historical spending by category
- Monthly limits and comparisons
- A clear view of what already happened
If you are asking what lies ahead…
- Known income and commitments you enter
- What your balance looks like day by day
- Planning before problems appear
Monatry forecasts what it knows. It does not guess what it cannot know.
Ready to plan with more confidence?
Join the Alpha Programme to try Monatry and help shape what comes next.
Join the Alpha Programme