Add what you know
Salary, bills, subscriptions, one-off costs and transfers.
How Monatry Works
See what is genuinely available to spend.
Monatry brings together the income and commitments you already know to show what your balance looks like ahead.
Three steps
From what you know to a clear picture ahead.
See the timeline
A day-by-day view of your balance and pressure points.
Plan with confidence
Decide whether to buy, delay or move money — before problems appear.
The flow
From what you know to what you can spend.
Monatry connects the income and commitments you enter to a single, honest number — what is genuinely available once the known items ahead are accounted for.
Day by day
Balance timeline
Known only
No guesswork
Actionable
Plan before problems
What Monatry uses
Known income and known commitments.
Monatry is not trying to predict your entire financial life. It works with what you tell it — salary, bills, planned purchases and transfers.
The result is practical visibility: a timeline you can act on, not a vague budget category.
What you add
- Salary, freelance income and recurring payments
- Monthly bills, subscriptions and renewals
- One-off expenses and planned purchases
- Transfers between accounts and savings goals
Looking ahead
Know what your balance will look like — not just today.
Your bank shows a snapshot. Monatry shows the journey: how each known item affects your balance and when pressure points appear.
What you get back
- A day-by-day view of your balance ahead
- The lowest point before your next income arrives
- How a new bill or purchase would change things
- Early warning when a week looks tight
Timing matters
Income and bills rarely align perfectly.
A bill on the 1st and payday on the 28th can leave a tight window — even when monthly totals look fine.
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When money arrives
See when income lands and how long it needs to last.
◎
When bills fall due
Spot which due dates create pressure.
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When to move money
Plan transfers ahead instead of reacting late.
Inside Monatry
From items to a day-by-day view.
Honest by design
Monatry does not guess unknown spending.
Budgeting apps focus on categories and past spending. That helps you understand where money went — but not whether you will have enough when bills are due.
Monatry uses known income and commitments to show what is genuinely available — and does not pretend to know spending you have not planned.
Typical budgeting apps…
- Track historical spending by category
- Set monthly limits and compare against them
- Focus on what already happened
Monatry focuses on…
- Known income and commitments you enter
- What your balance looks like day by day
- Helping you plan before problems appear
Monatry forecasts what it knows. It does not guess what it cannot know.
Ready to plan with more confidence?
Join the Alpha Programme to try Monatry and help shape what comes next.
Join the Alpha Programme